
Welcome to OHMO AI. The man who co-founded Microsoft went on television and put a number on how many people AI could kill.
Insurers have priced what hospital AI adds to the bill, with no extra care behind it. Google is testing letting Gemini finish the purchase in India. And Trump wants AI renamed, with China asked to agree.
In today's newsletter:
Bill Gates says AI in the wrong hands could cause a billion deaths
Insurers put a $942 million price on hospital AI billing
Google tests Flipkart checkout inside Gemini in India
Trump wants AI called superintelligence and China to go along
LATEST IN AI
MICROSOFT
Bill Gates says AI in the wrong hands could cause a billion deaths

Image source: OHMO AI
OHMO AI: Microsoft co-founder Bill Gates told NBC's Meet the Press that AI in the wrong hands is powerful enough to drive events that cause a billion deaths. He said self-regulation by the industry isn't enough, and that law enforcement and politicians have to get into the discussion about what safeguards and monitoring should look like.
The details:
He put the danger in one line: "There has never been a weapon as powerful as people with ill intent using the latest AI tools."
Government involvement isn't optional in his telling. He called it "a required thing".
The interview was with Meet the Press host Kristen Welker, and NBC circulated excerpts of it in advance.
The warning lands among a run of similar ones from tech and political figures in recent weeks.
Why it matters: The fix on offer is a guest list, and the public isn't on it. The people asked into the discussion are the ones who would do the monitoring, and the people who would live under it go unnamed. Who gets to define ill intent gets settled before anyone has seen a safeguard.
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BLUE CROSS BLUE SHIELD
Insurers say hospital AI billing tools added $942 million to healthcare spending

Image source: OHMO AI
OHMO AI: The Blue Cross Blue Shield Association has worked out what hospitals using AI tools to submit insurance claims did to the bill, and puts it at an extra $942 million over two years. The insurers argue the extra spending came from how visits were coded, not from anything done in them.
The details:
The analysis found "a sharp increase in patients being documented as having complex conditions" over the two years.
The association calls it a "clear disconnect between [medical] coding and treatment".
On what patients received, it found "no evidence of corresponding change in care delivered".
Why it matters: The patient never touches this tool. It runs between the hospital and the insurer, and the chart it sharpened belongs to someone now documented as complex with no extra treatment behind the word. The gap was measured by the side whose money it is, in dollars rather than in what happened to the person on the chart.
Google starts testing Flipkart checkout inside Gemini in India

Image source: OHMO AI
OHMO AI: Google has started testing a way to let a small group of shoppers in India buy from Walmart-owned Flipkart inside Gemini and AI Mode, according to people with knowledge of the test. It's the search giant looking to take its AI from showing you products to completing the sale. For now the test covers some users and a small range of goods, with a wider rollout planned.
The details:
The early stock is smartphones, electronics and mobile accessories, and only some users can see it.
Google plans to open it up more broadly later in October, ahead of India's festive shopping season.
The details come from people with knowledge of the test, one of whom gave the October timing.
Why it matters: The sale happens in Google's product on Walmart's stock, and what isn't described is who gets paid what on each order. That's the piece to read once the wider rollout lands, because a checkout Google closes is a checkout Flipkart no longer owns end to end.
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US GOVERNMENT
Trump wants AI called superintelligence and China to go along

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OHMO AI: Donald Trump is pushing to rebrand artificial intelligence as superintelligence, and he wants the rename to travel beyond the US government's own paperwork. Every US government document will use the new term, he says, and he's looking to get China, the world's other AI superpower, to adopt it too.
The details:
He said it at the United Nations General Assembly on Tuesday.
All US government documents will use the term, he said, and "hopefully the world's", in his words.
The term comes with its own shorthand: SI, in place of AI.
China is the one country named as a target for the rename, described as the world's other AI superpower.
Why it matters: A rename across every government document changes what the documents cover: any rule or contract that sets its reach with the words artificial intelligence would have to say whether superintelligence means the same thing, and whoever answers that redraws who's inside it. That bite lands on American paperwork alone. The rest of the world got "hopefully".
AI GUIDES
Ask a one-off or sensitive question without it shaping every chat after it
Ask ChatGPT about a health worry, a salary negotiation or a gift for your partner in a normal chat and it can quietly become part of what the AI remembers about you, and it sits in your history for anyone who opens your laptop. Ask it in a temporary chat and nothing is saved, nothing changes how it answers you later, and you never have to touch your account-wide memory settings. It takes one tap before you type.
Copy this, swap in the bracketed parts, and paste it in.
1. Open a new chat and select Temporary before you send anything.
2. Choose Personalized (still uses your memories and custom instructions) or Unpersonalized (ignores all of that). You cannot change this once the chat starts.
3. Paste your question:
This is a one-off question, so treat it as a standalone request. [Your question, for example: what should I say when my manager asks what salary I expect, given I currently earn X and the role is advertised at Y?]
4. If the answer turns out to be worth keeping, save the temporary chat and it becomes a regular one in your history.A temporary chat never creates or updates memories and never appears in your history, so the question stays a one-off. Choosing Personalized or Unpersonalized decides whether the AI can still draw on what it already knows about you.
COMMUNITY
Featured Reader
Every newsletter, we feature how a reader is using AI to work smarter, save time, or make life easier.
Today's reader is Femke B. from Zwolle, Netherlands:
“The first time I used AI for my shoulder it made things worse. I asked ChatGPT what the pain could be, it gave me a list with seven possibilities and I arrived at the huisarts with the wrong questions. Without the huisarts you get no specialist here, so that visit was lost. The second time I did it different. I kept a diary in Google Keep for six weeks, every day one line: pain from 1 to 10, what I did, how I slept. I pasted the whole diary into NotebookLM as a source and asked: make a one page summary in Dutch with a timeline, the pattern between sleep and pain, and three questions for the huisarts. No diagnosis. She read it in two minutes and wrote the referral to the fysiotherapeut. NotebookLM only knows what I gave it, and that was the point.”
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